SRFFCU helps members send or receive money quickly with domestic and international Wire Transfer services. Members can use wire transfers for larger transactions, time-sensitive payments, real estate closings, or sending funds to family abroad.
Send or Receive Funds with Confidence
SRFFCU Wire Transfers allow you to send and receive money from your credit union account to any other financial institution—domestically or internationally. Wire transfers are a fast, secure, and convenient way to move funds when it matters most.
Domestic and International Wire Transfer Options
SRFFCU supports domestic and international Wire Transfers for members. That gives you flexibility whether you are moving money within the United States or sending funds abroad.
Wire Transfer Fees
Wire Transfer fees vary based on the direction of the transfer, the type of transfer, and the amount being sent or received.
| Type | Fee |
|---|---|
| Wire – Incoming ($0.00 to $5,000.00) | $5.00 |
| Wire – Incoming ($5,000.01 or greater) | $10.00 |
| Wire – Outgoing Domestic ($0.00 to $5,000.00) | $10.00 |
| Wire – Outgoing Domestic ($5,000.01 or greater) | $20.00 |
| Wire – Outgoing International ($0.00 to $5,000.00) | $20.00 |
| Wire – Outgoing International ($5,000.01 or greater) | $40.00 |
As of July 1, 2026. Subject to change without notice. Please contact SRFFCU for more details.
What You May Need for a Wire Transfer
Before sending or receiving a wire transfer, members should be prepared to provide the following information:
- Receiving financial institution
- Routing information
- Account number
- Beneficiary (recipient) information
For incoming domestic wire transfers to SRFFCU, use routing number 226078379.
If you are sending an international wire transfer, you must also provide the name and routing number of the U.S.-based correspondent (intermediary) bank for the beneficiary’s financial institution. This information is required to route U.S. dollar international wire transfers correctly and helps ensure the funds are delivered without unnecessary delays.
Before initiating an international wire transfer, contact the beneficiary to obtain their financial institution’s complete wiring instructions, including the required U.S.-based correspondent (intermediary) bank name and routing number. If you have questions, please contact us at 215-725-4430 or 212-473-7310.
Get Help with Your Wire Transfer
When timing matters, SRFFCU gives you a secure way to send or receive money with support from a real person. Reach out to get started with a domestic or international wire transfer. Call us at 215-725-4430 or 212-473-7310 or visit any of our branches in New Jersey, Maryland, Pennsylvania, and New York to get started.
Frequently asked questions
What is the SRFFCU Routing Number?
SRFFCU Routing Number is 226078379.
What are the instructions for wiring funds to SRFFCU?
Please contact us at 215-725-4430 or 212-473-7310 for detailed Wire Transfer instructions.
Can I receive or send money without visiting an SRFFCU Branch?
Please contact us at 215-725-4430 or 212-473-7310 for detailed wire transfer instructions, or visit an SRFFCU location to complete your Wire Transfer.
What other ways can I transfer funds?
Wire Transfers are a good option if you need to send a big sum to someone else quickly. Some things to keep in mind are that funds may arrive at the other financial institution the same day or the next business day. Another thing is that you’ll need account and routing numbers from your bank and where you’re sending the funds. Keep in mind that Wire Transfers tend to be a higher fee depending if it is incoming, outgoing, or international.