Open a Checking Account
Self Reliance Financial Federal Credit Union’s Checking Account makes everyday banking simpler to help members manage money with confidence. You get convenient access to your funds, practical digital tools, and the kind of personal support that still matters when questions come up. Our Checking Accounts offer numerous benefits, including no minimum balance requirements, no monthly fees, digital banking access, and everyday features designed for ease and value.
Key Features
SRFFCU’s Checking Account brings together the features people use most often in one place. Members can manage everyday banking with no monthly maintenance fees and simple-to-use tools that make it easier to stay on top of spending and transfers:
- No Minimum Balance Requirement: Keep everyday banking simple without maintaining a minimum balance.
- No Monthly Service Fees: Avoid extra monthly charges on your regular checking account.
- Convenient Digital Access: Use online and mobile banking to check balances, move money, and manage transactions.
- Everyday Transaction Flexibility: Routine access available for deposits, withdrawals, and transfers.
Debit Cards That Keep Spending Simple
SRFFCU checking includes Debit Card access that helps members pay, withdraw cash, and manage everyday purchases with ease. Opening a new Checking Account with our credit union includes access to a free Visa® Debit Card, ATM access, purchase rewards, and direct deposit as part of the checking experience.
Open a Checking Account With SRFFCU
If you’re looking for a Checking Account that keeps everyday banking simple while still giving you access to real support, a convenient checking account at SRFFCU can help you bank better. Open an account, manage your money with confidence, and build your financial future with a credit union that proudly serves members across Maryland, New Jersey, New York, and Pennsylvania.
Open a Checking Account With SRFFCU
If you’re looking for a Checking Account that keeps everyday banking simple while still giving you access to real support, a convenient checking account at SRFFCU can help you bank better. Open an account, manage your money with confidence, and build your financial future with a credit union that proudly serves members across Maryland, New Jersey, New York, and Pennsylvania.
Frequently Asked Questions (FAQs)
How do I set up a PIN for my Debit Card?
If you have forgotten or lost your PIN, please call 1-866-985-2273 to set up a new one.
I’m making a purchase greater than $2,500; how do I increase my Debit Card limit?
To increase your $2,500 daily spending limit for a personal account or $4,000 daily spending limit for a business account, please visit a branch or call us at 215-725-4430 or 212-473-7310.
How do I deposit my check via phone?
To deposit a check via phone, you must first download the SRFFCU mobile app. Once you have downloaded the app, follow the instructions below:
- Click Check Deposit.
- Read and Agree to the User Agreement.
- Endorse the check on the line by signing your name in ink.
- Write “SRFFCU Mobile Deposit” under the endorsement.
- Take a picture of your check inside the guided lines and submit it for deposit. Please be advised that the monthly deposit limit is $2,500 for new members and $5,000 for members of 90 days. If you’d like to increase the limit, please contact us at 215-725-4430.
*This feature is currently available only to legacy UKRFCU members through the legacy UKRFCU mobile app. Please stay tuned for additional updates as we work to expand access to all members.
How do I order a new SRFFCU Visa® Debit Card?
Visit a Member Service Representative at a branch location to order a new card, or call us at 215-725-4430 or 212-473-7310.
How do I activate my SRFFCU Visa® Debit Card?
Call 1-866-985-2273 to activate your new debit card and select a PIN. Please make sure you have your debit card in front of you and the last 4 digits of the Primary Member’s SSN.
Can a member cash or deposit a third-party check?
No. SRFFCU does not cash or deposit third-party checks.