SRFFCU helps students and families find funding for higher education through its partnership with Sallie Mae®. Getting student loans from credit unions can help cover qualified education expenses and give borrowers access to:
- Competitive rates
- Multiple repayment options
- No origination fee or prepayment penalty1
Pay for School with More Flexibility
College costs can add up quickly, and the right loan can help bridge the gap after savings, scholarships, grants, and federal student aid. Student Loans give borrowers another option for covering education expenses when they need additional support.
Undergraduate Degree
Undergraduate student loans help pay for bachelor’s, associate’s, and certificate program expenses at participating degree-granting schools. These loans are designed for students who need help covering school-related costs while working toward an undergraduate credential.
Graduate Degree
Graduate student loans cover costs for master’s and doctoral degree programs. They give borrowers another way to finance advanced education and continue building toward long-term academic and career goals.
Other Student Loan Options
Borrowers can explore options for more specialized academic and professional paths, too:
- MBA school loans: Help cover tuition and related education costs for students pursuing a Master of Business Administration.
- Medical school loans: Help students cover the high costs that often come with advanced healthcare education.
- Dental school loans: Give students another way to manage education expenses while preparing for a career in dental care.
- Law school loans: Help borrowers finance the cost of earning a legal education, including a J.D. or other eligible law-related degree path.
- Graduate health professions loans: Support advanced education in health-related fields beyond traditional medical or dental programs.
Explore Student Loan Options for School
If you need help covering education costs, SRFFCU can connect you to student loan options for undergraduate, graduate, and professional degree programs.
Explore Student Loan Options for School
If you need help covering education costs, SRFFCU can connect you to student loan options for undergraduate, graduate, and professional degree programs.
Disclosures
Borrow responsibly. For full terms and conditions, please click here.
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank or a lender partner. SRFFCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Smart Option Student Loan and graduate loan products: These loans are for students at participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
1Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
Information advertised valid as of 05/26/2026.
Sallie Mae loans are made by Sallie Mae Bank.
Sallie Mae compensates partners for their referral of student loan customers.