All SRFFCU locations will be closed on July 4 in observance of Independence Day.

Benefits & Rewards

Membership at Self Reliance Financial Federal Credit Union comes with more than access to accounts and loans. It also gives you the kind of value people look for when they choose a credit union: member-focused service and rewards that add something extra to everyday banking.

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The Credit Union Difference

Being part of SRFFCU comes with more than everyday banking. Membership gives you access to the kind of value people look for in a credit union, including better savings and loan rates, lower fees, and service that puts members first. Because SRFFCU is member-owned and not-for-profit, the focus stays on helping members, not outside shareholders. Deposits are also federally insured up to at least $250,000 through the NCUA.

Benefits of Membership at SRFFCU

Joining SRFFCU means experiencing the benefits of a credit union built around member needs. That shows up in benefits like:

Personalized Service

SRFFCU gives members the convenience of digital banking without losing the personal service that still matters. You can manage your finances online, but you can also reach a real person when you have questions or need help figuring out the next step.

Better Value for Every Stage of Life

As a credit union, SRFFCU is built to serve members first. That means offering strong savings and loan rates, lower fees, and services designed for your needs at every stage of life.

A Stronger Sense of Connection

Membership also means being part of a financial institution with deep Ukrainian American community ties and a long-standing focus on helping members make informed financial decisions.

Member Rewards and Perks

SRFFCU also offers credit union rewards and member perks that add extra value beyond everyday banking.

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Purchase Rewards

Members are a part of a credit union rewards program. Activate exclusive offers in online and mobile banking and earn cash back when using an eligible Visa® Debit Card for qualifying purchases.*

*This feature is currently available only to legacy UKRFCU members through the legacy UKRFCU mobile app. Please stay tuned for additional updates as we work to expand access to all members.

CURewards®

Eligible purchases made with participating SRFFCU cards can earn reward points through CURewards®. Points can be redeemed for merchandise, travel options, and cash rewards. Eligible cards include the Visa® debit card, Visa® Platinum Rewards card, and Visa® Signature credit card.

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Colleagues enjoying coffee together outside

Love My Credit Union® Rewards

Members can also access special deals and discounts through Love My Credit Union® Rewards, which offers savings on a range of purchases and services.

Free $1,000 of AD&D insurance

Members can claim a free $1,000 Accidental Death & Dismemberment insurance benefit with no commitment required.

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Closeup of hands pointing to numbers on reports

Free CARFAX Report

Members can receive one free CARFAX vehicle history report each calendar year. After the first request, additional reports cost $10 each.

Other Member Benefits

  • Free one-on-one consultations: Get guidance and support when you need help working through financial questions.
  • Financial education resources: Access tools and information that can help you make more informed decisions.
  • Free notarizations: Take care of qualifying document needs more conveniently as a member.
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Become a Member and Enjoy the Benefits

Membership gives you access to better value, practical rewards, and a more personal banking experience. Join SRFFCU to start using the services and member perks that support everyday life.

Frequently asked questions

What is the difference between AD&D Insurance and Life Insurance?

Life insurance pays a tax-free benefit to your beneficiaries if you die, whereas AD&D pays out to your beneficiaries if you die *or* are injured in an accident. To learn more, visit www.trustage.com.

Millions of consumers rely on CARFAX Reports every day when they are trying to determine whether to buy a used car or not. The report contains information about the car such as has it been in an accident, any open recalls, past service history, and more.