Membership begins with a Self Reliance Financial Federal Credit Union savings account. With a low opening deposit and straightforward terms, it gives members a secure place to build savings while opening the door to additional products and services. It’s a simple way to start saving for what matters now and what comes next, whether that means building an emergency fund, planning ahead, or just creating a stronger financial routine while taking advantage of competitive savings account interest rates.
Key Features
Self Reliance Financial Federal Credit Union savings accounts are simple, accessible, and useful from day one. Members can open the account with a $50 minimum balance and start saving with features that make the account easy to use and easy to maintain:
- $50 Minimum Balance to Open: Open your account and establish membership with a straightforward opening requirement.
- No Monthly Service Fees: Grow your savings without worrying about added monthly charges.
- Competitive Dividend Rates: Earn more as you build your balance over time.
- eStatements: Keep track of your account more conveniently with digital statements.
- Convenient Account Access: Manage your savings through digital banking or get in-person help when you need it.
- NCUA Insurance: The NCUA federally insures deposits up to at least $250,000.
Why Open a Savings Account at SRFFCU?
SRFFCU offers more than a place to keep your savings. Members benefit from competitive rates, lower fees, convenient digital banking tools, and service that still feels genuinely personal. With support in Ukrainian and English, deep roots in the Ukrainian community, and a long-standing focus on relationship-based service, SRFFCU gives members a banking experience that feels more connected and more human than what many large banks can offer. When you open this account, you also establish membership, which gives you access to the rest of SRFFCU’s accounts, services, and lending solutions.
Earn up to 0.40% APY1 with a Savings account.
1APY = Annual Percentage Yield. $50 minimum balance required in Savings Account. Effective as of July 1, 2026
Online Banking
Manage your money conveniently with 24/7 access to your accounts online. Online Banking allows you to pay bills, make transfers, check balances, and much more.
Mobile Banking
Access your accounts safely and securely through the UKRFCU Mobile App. Manage your transactions, make transfers, and deposit checks anywhere, at any time.
Related accounts
Money Markets
Grow your money with one of SRFFCU’s Money Market accounts. Increase your balance with higher dividend rates and limited access.
Certificate
Keep your savings secured with a Certificate. Choose the rates that suit you best, then watch your money grow with our high dividend rates.
IRAs
It’s never too early to start saving for the future. SRFFCU offers several IRA options to help you better prepare for college and retirement.
Start Saving With SRFFCU
Opening a savings account is one of the easiest ways to begin your relationship with Self Reliance Financial Federal Credit Union. If you’re ready to become a member and open an account that supports everyday saving and your future goals, SRFFCU can help you get started online or at one of our locations.
Frequently Asked Questions (FAQs)
What do I need to open an SRFFCU Savings account?
The General Membership Requirements to join SRFFCU are:
- Valid Government Issued Photo ID
- Social Security Card
- $50.00 Minimum Balance in Savings
- $10.00 One-Time New Membership fee
Why do I need a savings account to become a member?
Your savings account establishes your membership with SRFFCU. Once you open and maintain the required minimum share in savings, you can access additional products and services available to members.
Can I open my savings account online?
Yes, you can open a savings account with SRFFCU online. Be sure to review our membership eligibility and then complete the application.
Can I add a joint owner to my savings account?
Yes. A savings account can have joint owners. The primary member keeps full authority to manage the account, while joint owners can access the account and make transactions.
Can I access my savings account through digital banking?
Yes. Members can manage their savings account through digital banking and also get help at any one of our locations when needed.