Joining Self Reliance Financial Federal Credit Union gives you access to a financial institution built around people, not shareholders. Membership opens the door to competitive rates, lower fees, personal service, and banking tools designed to support everyday needs and long-term goals.
What is a credit union?
A credit union is a not-for-profit financial institution that exists to serve its members. Similar to a bank, it offers accounts, loans, and other financial services. However, it operates differently because members are part owners. That structure helps support better value and a stronger focus on member needs.
- Better value for members: As a credit union, SRFFCU offers competitive rates, lower fees, and a structure designed to benefit members—not shareholders.
- Personalized service in your language: We offer the perfect blend of digital convenience and human support—providing guidance when you need it, in the language that feels most comfortable for you and your family.
- Community‑driven roots: We proudly carry forward our Ukrainian‑American heritage with a strong commitment to cultural connection, bilingual accessibility, and giving back to the communities we serve.
Am I eligible to join?
There are many ways to qualify for SRFFCU membership. Eligibility can include family relationships, ties to specific churches, schools, organizations, and communities, as well as certain geographic connections. Membership also requires a valid ID, Social Security card, a $50 minimum balance in a savings account, and a $10 one-time membership fee.
Benefits of membership
Joining a credit union should offer more than access to accounts and loans—it should feel personal, connected, and worthwhile. At SRFFCU, membership means being part of a financial institution that puts people first and supports you at every stage of your financial journey.
Personalized Service
We combine modern digital banking convenience with real, human support—so you can manage your finances your way, with guidance when you need it.
Community-driven roots
We proudly carry forward our Ukrainian-American heritage, with a strong commitment to cultural connection, bilingual accessibility, and giving back to the communities we serve.
Better value for members
As a credit union, SRFFCU offers competitive rates, lower fees, and a structure designed to benefit members—not shareholders.
From better rates to trusted guidance, we empower you to take control of your finances and your future. That means stronger returns on savings, lower loan rates, valuable financial education, and a lifelong partnership focused on helping you reach your goals.
Ready to become a member?
Becoming a member is the first step toward more personal support and banking that feels built around real life. Join SRFFCU to access accounts, loans, digital tools, and member benefits designed to help you move forward with confidence.