Self Reliance Financial Federal Credit Union’s High Yield Savings Account gives you a stronger way to grow your money while keeping your funds accessible. If you want more earning power than a regular savings account without moving your money into a fixed-term product, this account gives you a practical middle ground.
Earn More While Keeping Your Savings Within Reach
This account helps you save with more purpose. Use it to build a larger emergency fund, hold reserves for a planned expense, or put extra cash to work in an account that offers a higher dividend rate while still giving you flexibility. And opting for a High Yield Savings Account with SRFFCU means greater security, too.
Key Features
Self Reliance Financial Federal Credit Union’s High Yield Savings Account helps members grow savings with features that make the account easy to manage:
- Higher Dividend Rate: Earn more than you would with a regular savings account.
- Accessible Funds: Keep your money available when you need it.
$5,000 Minimum - Balance to Earn APY: Start earning the stated rate once you meet the minimum balance requirement.
- Daily Compounded Dividends: Grow your balance steadily over time.
- Monthly Dividend Deposits: See earnings posted to your account each month.
- Federally Insured Deposits: The NCUA insures deposits up to at least $250,000.
Current rate
All rates listed on this page are valid as of July 1, 2026 and are subject to change without notice.
| Type | Minimum Balance | Rate | APY1 |
|---|---|---|---|
| High Yield Savings | $5,000 | 3.10% | 3.14% |
1APY = Annual Percentage Yield. Minimum Balance to earn the stated APY is $5,000.00. The dividends are compounded daily and deposited into your account monthly. If the balance falls below the minimum requirement, you will not earn the stated APY. Rates and APY are subject to change at any time without notice. Fees may reduce earnings. Federally insured by NCUA.
Open a High Yield Savings Account with SRFFCU
Put your savings to work in an account that offers strong earning potential and everyday flexibility. If you’re ready to grow your balance while keeping access to your money, a High Yield Savings Account at our credit union can be a smart next step.
Open a High Yield Savings Account with SRFFCU
Put your savings to work in an account that offers strong earning potential and everyday flexibility. If you’re ready to grow your balance while keeping access to your money, a High Yield Savings Account at our credit union can be a smart next step.
Frequently Asked Questions (FAQs)
What is a High Yield Savings account?
This account is ideal if you want to earn a higher dividend than a standard savings account while maintaining easy access to your funds.
How can I open a High Yield Savings account?
Are there limits on my transactions on the High Yield Savings Account?
There are no limits on transactions from these accounts per month.
Will I still earn dividends if my balance falls below the account's minimum required balance?
If your balance falls below the account minimum, you will not earn dividends on your money.