SRFFCU fees and charges can influence everything from everyday banking to digital services and account management. Understanding what may apply helps you plan ahead and manage your finances with confidence
Effective as of July 1, 2026. Subject to change without notice.
General Services
Account closed within 90 days
$25.00
Account Ownership TIN & EIN Exception Processing
$100.00
Returned Mail/Bad Address Fee (per month)
$5.00
Copy of Cleared Instrument (Checks, Money Orders, etc)
$5.00
Cashier’s Check (in name of 3rd party)
$5.00
Dormant Checks/Money Orders (per item)
$25.00
Escheatment Fee (one-time)
$100.00
Membership Fee
$10.00
Money Order
$2.00
Account Item Copy Fee (per page)
$0.50
Notary Public Service - Non-Members
State Specific
Legal Processing - Levies, Writs of Execution, Citations, Subpoenas, Garnishments (plus costs)
$150.00
Check Book Order
Varies
Account Verification Letter
$10.00
Research (per hour – 1 hour minimum)
$25.00
Statement Print Out (each)
$5.00
Substitute Tax Form Print Out (each)
$5.00
Coin Deposit Fee for amounts over $200.00 per month
15%
ACH/Electronic Services
Stop Payment (ACH Item)
$20.00
Stop Payment (Cashier’s Check)
$25.00
Stop Payment (Money Order)
$25.00
Stop Payment (Personal Chec
$25.00
Recall Wire Fee
Varies
WIRE Incoming
FREE
WIRE Outgoing (Domestic)
Up to $5,000
$10.00
$5,000.01 or greater
$20.00
WIRE Outgoing (International)
Up to $5,000
$20.00
$5,000.01 or greater
$40.00
Loan Services
Mortgage Satisfaction Recording
Varies
Mortgage Satisfaction Preparation
$20.00
Mortgage Verification Letter
$10.00
Non-Sufficient Funds (NSF)
NSF (insufficient funds - Share Draft ACH)
$15.00
Overdraft Transfer (Share to Share)
$5.00
Returned Loan Payment
$25.00
VISA® Debit Cards
Debit card rush fee
$20.00
Lost card replacement
$5.00
International ATM Transaction Fee – (per transaction)
1%
Visa International Service Assessment
1%
Safe Deposit Box Annual Fees
New York City Branch
2" x 5" x 21"
$25.00
3" x 5" x 21"
$33.00
5" x 5" x 21"
$50.00
5" x 10" x 21"
$80.00
10" x 10" x 21"
$130.00
Safe Deposit Drilling Fee
Actual Cost
Safe Deposit Key Replacement
Actual Cost
Feasterville & Somerton Branches
3" x 5" x 24"
$45.00
5" x 5" x 24"
$50.00
3" x 10" x 24"
$55.00
5" x 10" x 24"
$75.00
10" x 10" x 24"
$125.00
Safe Deposit Drilling Fee
Actual Cost
Safe Deposit Key Replacement
Actual Cost
Rates
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