Open a Money Market Account
A Money Market Account gives you a strong way to grow your savings while keeping your funds accessible. If you want to earn more than a regular savings account without locking your money into a fixed term, SRFFCU’s Money Market Account offers a smart middle ground.
Key Features
Self Reliance Financial Federal Credit Union’s Money Market Account gives members a flexible savings option with features that reward higher balances and keep account management simple:
- Higher Earning Potential: Earn more than you would with a regular savings account.
- Accessible Funds: Keep your money accessible when you need it.
- Daily Dividends with Monthly Payouts: Grow your balance steadily over time.
- No Monthly Maintenance Fee: Avoid added monthly account costs.
- Federally Insured Savings: The NCUA federally insures deposits up to at least $250,000.
Money Market Rates
A Market Account can be a smart choice if you want stronger returns without giving up flexibility.
All rates listed on this page are valid as of July 1, 2026 and are subject to change without notice. Fees may reduce earnings.
Money Market Account
With a minimum deposit of $1,000 at opening, SRFFCU’s Money Market Account is compounded daily on dividends and deposited into your account monthly. If the balance falls below the minimum requirement, you will not earn the stated APY. Our Money Market Account offers you unlimited deposits, no monthly maintenance fee, and no limits on transfers and withdrawals from your account monthly.
| Type | Minimum Balance | Rate | APY1 |
|---|---|---|---|
| Money Market | $1,000 | 1.30% | 1.30% |
1APY is Annual Percentage Yield.
Premium Money Market Account
With a minimum deposit of $5,000 at opening, SRFFCU’s Premium Money Market Account is compounded daily on dividends and deposited into your account monthly. If the balance falls below the minimum requirement, you will not earn the stated APY. Our Money Market Account offers you unlimited deposits, no monthly maintenance fee, and no limits on transfers and withdrawals from your account monthly.
| Type | Minimum Balance | Rate | APY1 |
|---|---|---|---|
| Premium Money Market | $1,000 | 1.30% | 1.30% |
1APY is Annual Percentage Yield.
Open a Money Market Account with SRFFCU
Put your savings to work with an account that offers flexibility, value, and personal support. Open a Self Reliance Financial Federal Credit Union Money Market Account and take the next step toward your savings goals.
Open a Money Market Account with SRFFCU
Put your savings to work with an account that offers flexibility, value, and personal support. Open a Self Reliance Financial Federal Credit Union Money Market Account and take the next step toward your savings goals.
Frequently Asked Questions (FAQs)
What is a Money Market account?
A Money Market Account is a variable APY account similar to a Prime Share account, which typically earns a higher money market rate for members.
How can I open a Money Market account?
A Money Market account can be opened by visiting any location and speaking with a Member Service Representative.
Will I earn dividends if my balance falls below the account minimum?
If your balance falls below the account minimum, you will not earn dividends on your money.